Life Insurance

Basic Life Insurance

HomeServices provides a group term life insurance benefit equal to one times your annual base salary – at no cost to you. 

Supplemental Life Insurance

Employee supplemental life insurance is available for purchase at group rates on a pre-tax basis, based on your age and the amount of coverage you elect. In addition, you can purchase supplemental insurance to cover a spouse or any dependent children. Coverage for a spouse or dependent children is also provided at group rates, but on an after-tax basis. The cost of coverage is determined by the amount of insurance elected. Evidence of insurability will be required in certain circumstances to demonstrate good health (not applicable to child supplemental life). 

Coverage AvailableMaximum Coverage
Employee Supplemental Life Insurance1x – 4x annual salary$500,000 
Spouse Supplemental Life Insurance$15,000, $30,000, $60,000 or $120,000$120,000 
Child Supplemental Life Insurance $15,000 $15,000 

For additional information on life insurance coverage, view or download the Securian Brochure below.

Life Insurance Beneficiary Designation

It is important to designate who will receive your life insurance benefits in the event of your death. If you have not chosen your beneficiary yet, take a few moments to do so. If you have already named your beneficiary, now might be a good time to confirm that your designation is up to date.

Your life insurance beneficiary designations are made online directly through Securian Financial Group. Information on how to designate your beneficiary along with your user ID will be mailed directly to your home. Your initial password is your eight-digit date of birth (MMDDYYYY) followed by the last four digits of your Social Security Number.

Life Insurance Continuation Coverage

No longer eligible for benefits or planning on leaving the company? Loss of life insurance coverage provides the opportunity to convert or port your policies; please download the Conversion Form below.